Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Independent Advisors
Our goal is simple--provide protection plans to ensure the personal, family and legacy goals you create are secure during every season of your lifetime. In order to best support your goals, our mission will be to:
Learn & Educate-understand your goals (what you do and who you do it for);
Do What is Right-ensure that you receive the best protection for your current and future needs;
Keep it Simple-we want to provide exceptional service and reduce the complexity of insurance.
When you become an educated consumer, you make the right decisions for your family and business needs.
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Whole Life
The general concept of life insurance is simple. You and an insurance company enter a contract where the insurer, in exchange for a premium, guarantees a specified payment to your beneficiaries in the event you pass away while the life insurance contract is in place.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Annuities
Did you know that an annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments?
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